You can read the Terms of Use here.

Premium subscription access for the online resource content rules runs from Dec. 31 thru Dec. 31 of the following year.  To ensure compliance and understanding of your rights and responsibilities, all ACH Network participants should have access to the most current version of the Nacha Operating Rules & Guidelines. To purchase your 2019 Nacha Oerating Rules & Guidelines Online Resource premium subscription and other products please visit the Nacha eStore

A subscription has to be claimed for all content.

• Premium Edition – requires a paid Subscription Code. Select “Claim a Subscription” or “Claim Another Subscription” and follow the step-by-step instructions.
• Basic Version – requires claiming a subscription, but Subscription Code is not required. Instead, users must select check box option for access to Basic Version content during the “Claim a Subscription”, check the “Terms of Use” box and select “Redeem”. You will be redirected to the Nacha Operating Rules Online Resource home landing page again to log into your account and access the newly authorized content.
  • The Basic Version is PDF format and does not provide access to the Nacha Operating Guidelines, or any of the enhance features and functionality of the Premium Editions (Keyword/phrase search, Custom Bookmarking, Print and Copy Options, HTML5 format, or access to 2017 Rules Archives)

Step 1: Get started at the home page: https://www.NachaOperatingRulesOnline.org

Step 2: Create a New User Account (NOTE: If you already have an account on this site, please skip this step and jump to Step 3.)

Click on Sign Up on the home page. Under Sign Up, enter your email address, create and verify a password, enter your first and last name, then enter the characters under Word Verification.

Step 3: Claim a Subscription

After sign up, Claim Another Subscription in the black box appearing on the webpage. Enter your Subscription Code along with all the required information, then click Redeem.

Note: After redemption, you will be re-directed to the home page where you will need to LOG BACK IN to select and access the content.

It’s possible your Subscription Code did not correctly apply the Subscription to your account.  Please contact customer support at publications@omnipressdigital.zendesk.com and the support team will update your account to provide you access to the Rules and Guidelines online.

You have already successfully claimed your Subscription with your Subscription Code.  Further attempts to use the Subscription Code are being prevented and you get an error saying the Subscription Code is invalid because the Subscription Codes are only to be used once.

For Paid Premium Subscribers, please login and go to:
https://www.Nachaoperatingrulesonline.org/Nacha-operating-guidelines/19Nachaguidelines 
https://www.Nachaoperatingrulesonline.org/Nacha-operating-rules/19Nacharules 

Once you go to those pages, you should see the table of contents for the Rules or Guidelines.

It could be one of three things:

1. The most common issue is that you have correctly created an account but have not completed the process of claiming a Subscription with the Code you received from your purchase.  Please go to https://www.Nachaoperatingrulesonline.org/serials-form-7.843654 to begin the process.  Once you have redeemed your Subscription you will be able to login and access the online content.
2. You may be trying to access content you don’t have a Subscription for.  Please verify which Subscription(s) you have on the home page under the ‘My 2019 Subscription’ header.
3. You may be seeing a cached page. Please clear your browser's cookies and clear your browser's cache by pressing CTRL and F5 at the same time on your keyboard.