Nacha Operating Rules Online

The Foundation for Every ACH Payment

Nacha Terms of Use

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This online interactive Nacha Rules resource is designed to provide accurate and authoritative information regarding the subject matter covered. Notwithstanding the foregoing, in the event of any inconsistency or conflict between the online version and the printed version of the Nacha Operating Rules, the printed version governs. If there is a discrepancy in information on the online version, it is inadvertent. Should a discrepancy be discovered, please notify Nacha at, so necessary corrections may be made. It is sold with the understanding that neither Nacha nor the publisher engaged in rendering legal advice or providing any other professional service, and Nacha does not guarantee or make any representations or warranties of any kind, either express or implied, including warranties of merchantability and fitness for a particular purpose. If legal advice or other professional assistance is required, the services of a competent professional person should be sought.

Subscription access to the Nacha Operating Rules Online website is based on a single username/password assigned to one individual. This access is NOT to be shared among multiple users at any time during the subscription period. If any subscription and/or user account is found to be used by multiple users, the account/subscription access may be terminated.

The Terms of Use and copyright for this Online Resource website requires a separate subscription code/account per user. Please visit the Store or contact Member Services at 703-561-1100 for available quantity discounts on the purchase of multiple subscription codes.